Showing posts with label health insurance. Show all posts
Showing posts with label health insurance. Show all posts

Tuesday, 9 August 2011

Housing and health insurance

Casa dolce casa

Anxious about finding a room in an unfamiliar country? Luckily, Salvatore La Ferlita is here to save the day.

As most incoming SAIS Bologna students know, Salvatore is the housing consultant who has helped students -- including Nelson Graves -- find accommodation in Bologna for more than three decades. As pre-term approaches, we are receiving more and more questions on accommodation. We'd like to set your minds to rest and reassure you that it will indeed be easy for you.




You can do better than this!
Salvatore will be available to show apartments starting on August 18. Students interested in using his services can sign up for an appointment from the afternoon of the 17th. Raffaella Besola at the reception will direct you to Salvatore's temporary office where you'll find a sign-up sheet. There are normally two tours each day: one in the morning and one in the afternoon. If there is adequate demand, Salvatore will also consider showing apartments on Saturday, August 20.

When you turn up for your appointment, Salvatore will ask you a few questions on your housing preferences: the type of flat you are looking for, the maximum distance from the Center, the number of bedrooms, the price range. Then you will hop on the mini-bus and start the tour. Once you find an apartment you are comfortable with, you will be asked to secure the room by paying the first month's rent and a security deposit of two months' rent. The security deposit is returned at the end of the year provided there is no unusual damage or outstanding bills. If there is, the costs are taken out of the deposit.

As for roommates, if you do not have someone in mind before arriving, you can hook up with other students who are looking just as you are.

In case you find a flat and later realize that you are not happy with it, Salvatore will help you find another suitable apartment.

After you have paid the deposit, Salvatore will hand over the keys to the apartment -- the end of your housing search. In Italy they say: "E' come bere un bicchiere d'acqua." ("It's as easy as drinking a glass of water".)

La salute prima di tutto! 

This is a common phrase in Italian: "Your health comes first." Health insurance should be a priority for you -- during your year in Italy and afterwards.

If you are a citizen of a European Union member state, you do not need to buy health insurance before coming to Bologna. However, you will need to get a European Health Insurance Card. Such a card, which you can obtain from the authorities in your home town, will give you the same access to medical assistance as Italians.

If you are not a citizen of an EU member state, you will need health insurance coverage.

If you were admitted through the SAIS DC Admissions Office, you are automatically signed up for a health plan administered by Aetna. If you already have adequate insurance, you can waive the Aetna insurance, but you will have to prove that you have equivalent coverage. For more information on how to waive out of the Aetna plan, please contact saisbilling@jhu.edu. Please note that this applies only if you were admitted through SAIS Washington.

Non-E.U. students who were admitted through SAIS Bologna are expected to arrive in Italy with health insurance. You need not to worry about waiving out of the Aetna insurance because you are not signed up for it. You will need to have a health plan that will provide you with adequate assistance in case you need it. What is adequate? It can depend on your personal circumstances. Please consult with family members if in doubt.

We urge all non-E.U. students, including U.S. citizens, to subscribe to the Italian emergency insurance which will cover you in case of emergency hospitalization.

If you have any questions, you know where to find us!

Please remember, keep the Guidebook for Incoming Students close at hand for answers to questions you might have.

Amina Abdiuahab 

Monday, 16 May 2011

Visa & health issues

Below is a post that we published on May 12 before it was wiped from our blog by a mysterious gremlin. We are repeating it today as we know many incoming students have questions about visas and health issues.

Today is the deadline for admitted candidates to accept. We already have a very good idea of next year's class, and it looks to be very bright and very diverse. Later this week we hope to post a map indicating where incoming students come from.

It feels like yesterday that we started receiving applications, and now the process is all but over. The admissions cycle has been fun for us. It has been great to meet you in person or via email. We now look forward to having you as part of the Bologna Center's Class of 2012.

Now some Q&A. (Keep in mind that U.S. citizens should direct any visa questions to the SAIS DC Admissions Office. Others can address questions to SAIS Bologna Admissions.)

Q: I have matriculated as a non-U.S. citizen, but I have not yet received my visa request letter. What should I do? ("Matriculation" means to accept an admissions offer.)
A: If you have matriculated and you are a non-U.S. citizen, you will receive a visa request letter. Please allow us a couple of days after you have submitted the matriculation form.

Q: I have been told I need the original copy of both my letter of admission and the visa request letter.
A: Many Italian embassies and consulates accept the PDF documents we have been sending you via email. However, if that's not the case, please get in touch and provide the mailing address at which you would like to receive the letters. You will receive the letters shortly after your request.

Q: The embassy I applied to has told me that I must provide proof of accommodation.
A: Some Italian embassies or consulates require you to have accommodation before coming to Bologna. If you have been asked to indicate where you will be living whilst in Bologna, please contact us. We will make sure the authorities understand we won't let you live under a bridge.

Q: My embassy asked me to provide a dichiarazione di valore.
A: As a U.S. institution we do not require you to provide a dichiarazione di valore. If Italian authorities have requested it, let us know and we will inform them that we do not need such a document.

Q: I am not a European Union citizen. Do I need health insurance?
A: Yes. All non-EU nationals are required to come to Italy with health insurance. Although you might feel as fit as a fiddle, you will still need health coverage in case you need assistance.

Q: I am not a European Union citizen and I have health insurance. Do I still need to purchase Italian insurance?
A: You are not required to buy the Italian emergency health insurance. However, we strongly recommend you do. This type of insurance is helpful in case of emergencies. While we are sure you will have a good health plan, in case of an emergency you will be required to pay expenses out of your own pocket before being reimbursed by your insurance company. The Italian insurance covers those kinds of  emergency.

Q: So, what is the difference between my health insurance and the Italian one? And why would I need both?
A: Italian health insurance will cover you in case of an emergency and will save you having to spend money if you are hospitalized. Your own insurance should cover all other situations. It is better to be safe than sorry!

Q: How much is Italian health insurance?
A: It costs €98 for the academic year. The emergency health insurance is inexpensive but keep in mind that it only covers emergencies. Therefore, it will not help if you need to go to the dentist or the optician, even if it's an emergency.

Q: I am a European Union citizen. Do I need health insurance?
A: No. However, you will need an international health card which will give you the same rights to assistance as Italians.

Amina Abdiuahab